Your Trusted Branson Roofing Contractor
Stop Paying Twice. Start Protecting Once.
Big Chief Roofing fights for your full insurance claim first, then offers flexible financing for your deductible and policy gaps—so you control when and how you pay your out-of-pocket costs. As your trusted Branson roofing contractor, we guide families through the entire journey from storm damage to lifetime protection, just like the chiefs who guided their people through the hardest seasons.
$2.8M+ in Insurance Claims Recovered for Branson Families
Insurance Approved Your Claim. Now What?
Last spring, after that hailstorm tore through Table Rock Lake, Jennifer from Kimberling City called us in tears. Her insurance approved her roof replacement—great news, right? Wrong. She still owed a $6,200 deductible (2% of her home's value), and her ACV policy only paid half upfront. She was looking at draining her emergency fund just to get her roof fixed, even though insurance "covered" it.
This is the trap most Branson roofing contractors won't tell you about: Your insurance says "yes," but you're still responsible for $5,000 to $8,000 before anyone climbs on your roof. For families in Taney and Stone County who've spent 20 years building home equity, that's a tough choice—drain savings or delay protection.
Here's what we do differently: We fight for your full claim first (documenting everything your adjuster might miss), then we present payment options for your out-of-pocket costs. You get your roof. Your deductible gets paid on terms that work for your budget. Your retirement account stays untouched. That's the Big Chief way—protecting what matters most while giving you financial flexibility.
Your Insurance Guide, Not Just Another Contractor
In Native American tradition, the chief didn't just lead during the good times—he showed up when storms threatened the tribe, when resources ran low, when people needed someone to stand between them and danger. That's what Big Chief Roofing was built to do for Branson families.
I started this company after watching too many homeowners get crushed by a system designed to confuse them. Insurance companies approve claims but hide behind percentage deductibles, ACV depreciation, and "supplemental approval required" fine print. Storm chasers take your money and disappear. Local families get left holding the bag.
Here's our code as your Branson roofing contractor: We assist with your insurance claim from documentation to final payment. We recover every dollar you're owed (average $2,400 more per claim than DIY homeowners get). Then we show you payment options for whatever you're responsible for—with financing that costs less per month than your cell phone bill. You're not just hiring a roofing company. You're gaining a protector who fights for your family's financial security as fiercely as we fight for your roof.
Tyler Arnold
Roofing Services Built for Southwest Missouri
Residential Roofing
Learn MoreMost homeowners don't need a roofer—they need an insurance claim advocate who also happens to install world-class roofs. We start by documenting your storm damage with photography that adjusters can't dispute, then we sit with your adjuster to make sure nothing gets missed (flashing, ventilation, ice barriers—the stuff they love to exclude). Once your claim is approved, we show you flexible payment options for your deductible and any out-of-pocket costs. Then we install Class 4 impact-resistant shingles that cut your premiums 15-25% for the next 25 years. From Table Rock Lake to Shepherd of the Hills, we've guided hundreds of families through this exact process.
Commercial Roofing
Learn MoreYour business on Highway 76 or near Branson Landing can't afford a leak during tourist season, and you definitely can't afford to tie up working capital in a roof replacement. We work with commercial property owners who need fast, professional installations with payment plans that preserve cash flow. Whether you own rental properties around Silver Dollar City or operate a retail shop downtown, we treat your business like the asset it is—protecting your revenue while offering financing options that keep your operating account healthy.
Gutters & Gutter Guards
Learn MoreHere's the secret nobody shares: A perfect roof with failing gutters is like winning your insurance claim but losing your foundation. Around these Ozark hills, spring rains don't just fall—they attack. Your gutters are the difference between water flowing away safely and water destroying your basement, landscaping, and structural integrity. We install seamless gutter systems that actually work, and yes—we offer payment plans for these too if your insurance didn't cover gutter replacement. Think of gutters as the final line of defense in your home's protection circle.
The Big Chief Path
Most Branson roofing companies make you figure everything out on your own. We don't. From the moment storm damage hits to the day your new roof is protecting your family, we're guiding you through every decision, every insurance conversation, and every payment option. Here's exactly how we turn your storm damage headache into a smooth, stress-free experience.
01
Free Storm Roof Inspection
We come to your home within 48 hours, take lots of pictures to capture every dent and missing shingle, and build the documentation package your insurance company can't argue with. Before your adjuster even shows up, you'll know what damage exists and what your policy should cover. No pressure. No cost. Just truth.
02
We Make The Claim Process Stress-Free
We meet with your adjuster during inspection and fight for every dollar you're entitled to. The result? We recover an average of $1,800-$2,900 more per claim than homeowners negotiating alone. Your insurance company will work harder when they know we're watching.
03
Payment Plans For Your Costs
Once your claim is approved, we show you exactly what you're responsible for (deductible, ACV gaps, upgrades). Then we present financing options that turn a $6,000 cash payment into a $189/month budget line. You choose: pay in full if you want, or keep the insurance money and spread payments over time. Either way, we install your Class 3 or 4 roof fast (1-3 days), clean up like we were never there, and stay local for the lifetime of your warranty. Storm chasers vanish. Chiefs stay.
What Your Neighbors Are Saying
Real stories from families we've guided through the insurance-to-installation journey. These homeowners didn't just get new roofs—they got someone in their corner fighting for their financial security. This is what happens when a Branson roofing contractor actually cares about the people under the roof, not just the roof itself.
The Big Chief Difference
Look, we could tell you we're the best Branson roofing contractor all day long. But words are cheap. What actually matters is what happens when your roof gets destroyed at 2 AM during a hailstorm and you're staring at a $6,000 deductible you weren't planning for. That's when the difference between Big Chief and everyone else becomes crystal clear. Here's what sets us apart when it actually counts.
Big Chief Roofing
We document damage, sit with adjusters, and file supplements when needed to recover the money most homeowners leave on the table. Your claim is our first priority.
We offer financing for your deductible and out-of-pocket costs (~$189/month plans available), so you control your payment timing. Options presented in every proposal.
If your policy only pays depreciated value upfront, we offer financing for the difference so work starts now, not in six months when you've saved enough.
We show you exactly how $1,800 more today saves you $7,500 in insurance premiums over 25 years. Written ROI proof, not sales talk.
Branson headquarters you can visit. We answer warranty calls in 2035 because we live here, work here, and raise families here.
Our workmanship is guaranteed for life, backed by a money-back promise. If our installation fails, we make it right or refund your money. You're guaranteed a lifetime roof.
Typical "Storm Chaser" Roofer
Hand you an estimate and say "call us when insurance approves it." You fight the adjuster alone and get underpaid.
Demand full payment upfront before starting work. If you don't have cash ready, you're stuck waiting or draining savings.
Walk away from ACV policy customers because financing isn't available. You're left scrambling for cash.
Don't offer impact-resistant options or explain the insurance savings you'll miss for the next three decades.
Out-of-state storm chasers who disappear after cashing checks. Try getting warranty service from a disconnected phone number.
Your Questions Answered
My insurance approved my claim. Why do I still owe so much out-of-pocket?
Because insurance companies are masters at the fine print. Percentage deductibles (usually 2% of your home's replacement value) mean you owe $6,000 on a $300,000 home—that's your responsibility per your policy. ACV policies pay you depreciated value first, holding back 40-50% until repairs are done. And adjusters routinely underestimate damage by $3,000-$5,000 to save their company money. That's where we come in: We recover what they missed, then offer you financing options for whatever you're still responsible for paying.
How does financing my out-of-pocket costs actually work?
Simple. Let's say insurance approves your $20,000 roof but you owe a $6,000 deductible per your policy. Instead of paying that $6,000 upfront, you can finance it over 36-60 months. Your payment might be $180-$190/month depending on terms. Insurance covers the $14,000. You pay your deductible on a schedule that works for your budget. Your roof gets protected now, not six months from now when you've scraped together the cash. That's smart money management, and it's exactly how we'd handle our own family's situation.
What if I have an ACV policy and they're only paying me half now?
This is where most Branson roofing contractors walk away, but it's where Big Chief earns our name. ACV (Actual Cash Value) policies pay depreciated value upfront—so your 18-year-old roof gets a check for maybe $8,000 when replacement costs $18,000. They'll pay the other $10,000 after work is done, but you're responsible for that $10,000 gap temporarily. We offer financing for that gap amount so your project starts immediately. You get your roof. Insurance sends the depreciation holdback. You can use that payment to pay down your financed balance if you choose.
Do you really recover more money than if I handle the claim myself?
We do, and here's why: We document damage adjusters miss (vents, flashing, ridge caps). We know what your policy actually covers when they claim "cosmetic damage" or "wear and tear." We file supplements with photos they can't dispute. And we know the negotiation game—when to push, what language works, which battles to fight. The result? $1,800-$2,900 more in approved claim amounts on average. Most homeowners don't know what they don't know, and insurance companies count on that. We level the playing field.
Why should I choose Class 4 shingles if insurance is replacing my roof anyway?
Because your insurance is replacing your roof this time. Class 4 shingles (impact-resistant) reduce future hail damage by 70-80%, meaning you won't be filing another claim in five years when the next storm hits. Plus, most insurance companies in Taney, Stone, and Christian County drop your premiums 15-25% when you upgrade. That's $250-$400 back in your pocket every single year for 25+ years. The upgrade costs $1,800-$2,500, and it pays for itself in 5-7 years through insurance savings alone. We can include the upgrade cost in your financing if needed, so you're paying maybe $50/month more to save $300/year. Do the math—it's a no-brainer.
Proudly Serving The Branson Region
Big Chief Roofing protects families and businesses throughout southwest Missouri. Our tribal circle extends across six counties, and every homeowner in our territory gets the same fierce advocacy and lifetime support.
Taney County
The heart of Big Chief territory. From Branson's entertainment district to Hollister's quiet neighborhoods, from Forsyth's historic homes to the Table Rock Lake shoreline communities—we've been protecting Taney County roofs since day one. When storms roll through (and they will), we're the first call hundreds of families make because they know we'll handle their insurance fight and present flexible payment options.
Stone County
Kimberling City, Reeds Spring, Branson West, and the western Table Rock communities face the same brutal weather patterns that make insurance claims and Class 4 upgrades so valuable here. We've walked dozens of Stone County homeowners through the ACV policy process, offering financing for their gaps while insurance processes depreciation holdbacks. Your Stone County home deserves a roofing contractor who knows how to navigate these Ozark insurance companies.
Christian County
From Nixa to Ozark to Sparta, Christian County homeowners are building serious equity in growing communities. When storm damage hits, you need someone who'll fight for your claim like it's their own family's money. We've recovered over $180,000 in supplemental claims for Christian County families just in the past two years—money that would've stayed in insurance company pockets if they'd handled claims alone.
Greene County
Springfield and surrounding Greene County represent our largest service footprint outside Branson. We understand the unique challenges here: older housing stock, diverse property values, and insurance companies that know most homeowners won't fight back. Whether you're in a historic Rountree home or a new Republic subdivision, we bring the same insurance advocacy and financing solutions that built our reputation in Taney County.
Lawrence County
Mount Vernon, Aurora, Miller, and Marionville families face an interesting challenge: You're far enough from Branson that storm chasers skip you, but local enough that you deserve the Big Chief standard of service. We treat Lawrence County like family because small-town communities are where trust matters most. When we offer financing for your deductible or fight for your supplement, word spreads. We live on that reputation.
Barry County
Cassville, Monett, Exeter—Barry County sits in the crosshairs of severe Missouri weather every spring. When your roof takes a beating and your insurance company starts using words like "pre-existing" or "normal wear," you need a Branson roofing contractor who speaks their language and knows how to win. We've guided Barry County families through percentage deductibles, ACV gaps, and Class 4 upgrades that saved them thousands in future premiums.